/* =========================================================
   MrCredit — redesign v2 stylesheet
   Light #F5F6FB · Ink #12173A · Brand #293879 · Gold #C6A75E
   ========================================================= */

:root {
	--bg:          #F5F6FB;
	--ink:         #12173A;
	--muted:       #5A6076;
	--muted-2:     #7A80A0;
	--muted-3:     #8A90B0;
	--blue:        #2D3C89;
	--blue-2:      #4C5DB3;
	--dark:        #0B1030;
	--dark-2:      #0A0D26;
	--dark-3:      #12173A;
	--gold:        #C6A75E;
	--gold-soft:   #D9C79A;
	--gold-bright: #E8CE8F;
	--green:       #16A34A;
	--red:         #DC2626;
	--line:        #E5E8F4;
	--line-2:      #ECEEF7;
	--line-3:      #F1F2F9;
	--white:       #FFFFFF;
	--container:   1200px;
	--font:        "Noto Sans Georgian", "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
	--ease:        cubic-bezier(.22, .61, .36, 1);
	--shadow-card: 0 24px 48px -32px rgba(18,23,58,.20);
	--shadow-dark: 0 32px 64px -36px rgba(18,23,58,.60);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
	margin: 0; font-family: var(--font); color: var(--ink); background: var(--bg);
	line-height: 1.6; font-size: 16px; -webkit-font-smoothing: antialiased; overflow-x: hidden;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--blue); text-decoration: none; }
h1, h2, h3, h4 { margin: 0 0 .4em; line-height: 1.16; color: var(--ink); font-weight: 800; letter-spacing: -.02em; }

.container { width: 100%; max-width: var(--container); margin: 0 auto; padding: 0 32px; }
.ta-r { text-align: right; }

.screen-reader-text { position: absolute !important; clip: rect(1px,1px,1px,1px); width: 1px; height: 1px; overflow: hidden; white-space: nowrap; }
.skip-link { position: absolute; left: -9999px; top: 0; z-index: 1000; }
.skip-link:focus { left: 8px; top: 8px; background: #fff; padding: 8px 14px; border-radius: 6px; }

input:focus, select:focus, button:focus-visible { outline: 2px solid var(--blue-2); outline-offset: 1px; }

/* ---- section headings ---- */
.section-eyebrow {
	display: block; font-size: 12.5px; font-weight: 700; letter-spacing: .2em;
	text-transform: uppercase; color: var(--blue); margin-bottom: 8px;
}
.section-title { font-size: 34px; font-weight: 800; letter-spacing: -.02em; margin: 0; }
.section-sub { font-size: 15px; color: var(--muted); margin: 8px 0 0; }
.section-title--center, .section-sub--center { text-align: center; }
.section-head { text-align: center; margin-bottom: 26px; }
.section-head .section-title { margin: 0; }

/* ---- reveal ---- */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity .7s var(--ease), transform .7s var(--ease); }
.reveal.is-visible { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
	.reveal { opacity: 1 !important; transform: none !important; }
	* { animation: none !important; }
	html { scroll-behavior: auto; }
}

/* ---- buttons ---- */
.btn {
	display: inline-flex; align-items: center; justify-content: center; gap: .5em;
	padding: 12px 22px; border-radius: 999px; font-weight: 700; font-size: 14px; font-family: var(--font);
	border: 1px solid transparent; cursor: pointer; transition: background .2s var(--ease), transform .2s var(--ease);
	white-space: nowrap; line-height: 1;
}
.btn--primary { background: var(--blue); color: #fff; }
.btn--primary:hover { background: #1f2c5f; }
.btn--block { width: 100%; }

/* =========================================================
   Header
   ========================================================= */
.site-header {
	position: sticky; top: 0; z-index: 50;
	background: linear-gradient(180deg, rgba(255,255,255,.82) 0%, rgba(245,246,251,.62) 100%);
	backdrop-filter: blur(24px) saturate(185%);
	-webkit-backdrop-filter: blur(24px) saturate(185%);
	border-bottom: 1px solid rgba(45,60,137,.10);
	box-shadow: inset 0 1px 0 rgba(255,255,255,.85), 0 8px 26px -16px rgba(45,60,137,.18);
	transition: background .3s var(--ease), box-shadow .3s var(--ease), border-color .3s var(--ease);
}
/* subtle brand hairline at the very bottom of the bar */
.site-header::after {
	content: ""; position: absolute; left: 0; right: 0; bottom: -1px; height: 1px;
	background: linear-gradient(90deg, transparent, rgba(45,60,137,.35), transparent); opacity: .6;
}
.site-header.is-stuck {
	background: linear-gradient(180deg, rgba(255,255,255,.92) 0%, rgba(245,246,251,.78) 100%);
	border-color: rgba(45,60,137,.14);
	box-shadow: inset 0 1px 0 rgba(255,255,255,.9), 0 16px 40px -22px rgba(45,60,137,.4);
}
.site-header__inner { display: flex; align-items: center; gap: 24px; padding: 12px 32px; max-width: var(--container); margin: 0 auto; }

.brand { display: flex; align-items: center; gap: 12px; color: var(--ink); }
.brand__img { height: 66px; width: auto; max-width: 280px; object-fit: contain; }
.brand__mark {
	width: 46px; height: 46px; border-radius: 12px; flex-shrink: 0;
	display: flex; align-items: center; justify-content: center;
	background: linear-gradient(135deg, #2B3B7E, #141A45); color: var(--gold);
	font-weight: 800; font-size: 18px;
}
.brand__text { display: flex; flex-direction: column; }
.brand__name { font-weight: 700; font-size: 17px; letter-spacing: -.01em; }
.brand__sub { font-size: 9.5px; letter-spacing: .3em; color: var(--muted-2); text-transform: uppercase; }

.main-nav { margin-left: auto; }
.main-nav .menu { display: flex; gap: 6px; align-items: center; list-style: none; margin: 0; padding: 0; }
.main-nav .menu a {
	display: block; color: #3A4060; font-size: 14px; font-weight: 600;
	padding: 8px 14px; border-radius: 999px; transition: background .18s, color .18s;
}
.main-nav .menu a:hover, .main-nav .menu .current-menu-item > a { background: #EEF0FA; color: var(--ink); }

.header-phone {
	background: var(--blue); color: #fff; padding: 10px 20px; border-radius: 999px;
	font-size: 14px; font-weight: 700; transition: background .2s, box-shadow .2s;
	box-shadow: 0 8px 20px -8px rgba(41,56,121,.6);
}
.header-phone:hover { background: #1f2c5f; color: #fff; }

.hamburger { display: none; width: 44px; height: 44px; border: 1px solid var(--line); background: #fff; border-radius: 12px; cursor: pointer; padding: 0; }
.hamburger span { display: block; width: 20px; height: 2px; margin: 4px auto; background: var(--ink); border-radius: 2px; transition: transform .25s, opacity .2s; }
.hamburger.is-open span:nth-child(1) { transform: translateY(6px) rotate(45deg); }
.hamburger.is-open span:nth-child(2) { opacity: 0; }
.hamburger.is-open span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }

.mobile-nav { border-top: 1px solid var(--line); background: #fff; padding: 16px 32px 24px; }
.mobile-menu { list-style: none; margin: 0 0 16px; padding: 0; }
.mobile-menu li { border-bottom: 1px solid var(--line-2); }
.mobile-menu a { display: block; padding: 14px 4px; color: var(--ink); font-weight: 600; font-size: 16px; }
body.nav-open { overflow: hidden; }

/* =========================================================
   Banner carousel
   ========================================================= */
.banner { padding: 28px 0 0; }
.banner__frame {
	position: relative; border-radius: 28px; overflow: hidden;
	border: 1px solid rgba(255,255,255,.12); box-shadow: 0 40px 80px -40px rgba(0,0,0,.65);
}
.banner__track { display: flex; transition: transform .65s var(--ease); }
.banner__slide {
	flex: 0 0 100%; min-width: 0; min-height: 440px;
	padding: 60px 76px 68px; display: grid; grid-template-columns: 1.15fr .85fr; gap: 48px; align-items: center;
}
.banner__tag {
	display: inline-block; font-size: 12px; font-weight: 700; letter-spacing: .18em; text-transform: uppercase;
	color: rgba(255,255,255,.7); background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.15);
	border-radius: 999px; padding: 6px 14px;
}
.banner__title { margin: 18px 0 12px; font-size: 44px; line-height: 1.12; font-weight: 800; color: #fff; }
.banner__desc { margin: 0 0 28px; font-size: 16px; line-height: 1.6; color: rgba(255,255,255,.8); max-width: 440px; }
.banner__cta {
	display: inline-block; border: none; background: #fff; color: #0A0D26; border-radius: 999px;
	padding: 13px 28px; font-size: 15px; font-weight: 700; cursor: pointer; font-family: inherit; transition: background .2s;
}
.banner__cta:hover { background: #E4E7FF; color: #0A0D26; }
.banner__aside { display: flex; justify-content: center; }
.banner__stat {
	background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.15); border-radius: 24px;
	backdrop-filter: blur(10px); padding: 34px 44px; display: flex; flex-direction: column; gap: 6px; align-items: center; text-align: center;
}
.banner__stat-value { font-size: 40px; font-weight: 800; color: #fff; letter-spacing: -.02em; white-space: nowrap; }
.banner__stat-label { font-size: 13px; color: rgba(255,255,255,.7); }

.banner__nav {
	position: absolute; top: 50%; transform: translateY(-50%); width: 42px; height: 42px; border-radius: 50%;
	border: 1px solid rgba(255,255,255,.2); background: rgba(10,13,38,.4); color: #fff; font-size: 18px; cursor: pointer;
	backdrop-filter: blur(8px); display: flex; align-items: center; justify-content: center; transition: background .2s;
}
.banner__nav:hover { background: rgba(10,13,38,.7); }
.banner__nav--prev { left: 18px; }
.banner__nav--next { right: 18px; }
.banner__dots { position: absolute; left: 0; right: 0; bottom: 18px; display: flex; justify-content: center; gap: 8px; }
.banner__dots button { width: 8px; height: 8px; border-radius: 999px; border: none; background: rgba(255,255,255,.35); cursor: pointer; padding: 0; transition: all .3s; }
.banner__dots button.is-active { width: 26px; background: #fff; }

/* =========================================================
   Converter + rate chips
   ========================================================= */
.convert { padding: 34px 0 26px; }
.convert__inner { display: flex; flex-direction: column; align-items: center; }
.convert .section-title { font-size: 27px; }
.convert .section-sub { margin-top: 6px; }

.fx-card {
	position: relative; width: 100%;
	background:
		radial-gradient(520px 240px at 100% -12%, rgba(76,93,179,.42), transparent 70%),
		radial-gradient(420px 220px at -5% 110%, rgba(41,56,121,.45), transparent 72%),
		linear-gradient(160deg, #12193f 0%, var(--dark) 55%, #080b24 100%);
	border: 1px solid rgba(120,140,220,.22);
	border-radius: 22px; padding: 14px; margin-top: 18px;
	box-shadow: var(--shadow-dark), inset 0 1px 0 rgba(255,255,255,.06);
}
.fx-card::before {
	content: ""; position: absolute; left: 22px; right: 22px; top: 0; height: 2px; border-radius: 2px;
	background: linear-gradient(90deg, transparent, var(--blue-2), transparent); opacity: .7;
}
.fx-tabs { display: flex; gap: 6px; background: rgba(0,0,0,.2); border-radius: 999px; padding: 5px; margin: 4px 4px 14px; }
.fx-tab {
	flex: 1; border: 1px solid transparent; background: none; color: #AEB4DC; border-radius: 999px;
	padding: 9px 0; font-size: 13.5px; font-weight: 600; cursor: pointer; font-family: inherit; transition: background .18s, color .18s;
}
.fx-tab:hover { background: rgba(255,255,255,.08); color: #fff; }
.fx-tab.is-active {
	border-color: rgba(120,140,220,.5); color: #fff; font-weight: 700;
	background: linear-gradient(135deg, #3a4aa0, var(--blue));
	box-shadow: 0 8px 18px -8px rgba(41,56,121,.8);
}

.fx-row { display: grid; grid-template-columns: .9fr 1fr 42px 1fr; gap: 9px; align-items: center; padding: 0 4px; }
.fx-field { background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.12); border-radius: 14px; padding: 8px 14px 9px; }
.fx-field label { display: block; font-size: 11px; color: #9AA1C9; margin-bottom: 3px; }
.fx-field input, .fx-field select {
	width: 100%; border: none; background: none; padding: 0; color: #fff; font-family: inherit; font-weight: 700;
}
.fx-field input { font-size: 18px; }
.fx-field select {
	font-size: 14px; cursor: pointer; -webkit-appearance: none; -moz-appearance: none; appearance: none;
	padding-right: 22px;
	background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23AEB4DC' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E") no-repeat right center;
	background-size: 13px;
}
.fx-field select option, .field select option {
	background: #141A45; color: #EEF0FF; padding: 10px; font-weight: 600;
}
.fx-field select option:checked, .field select option:checked { background: #2D3C89; color: #fff; }
.fx-swap {
	width: 42px; height: 42px; border-radius: 50%; border: 1px solid rgba(255,255,255,.18);
	background: rgba(255,255,255,.12); color: #fff; font-size: 17px; cursor: pointer; transition: background .2s;
}
.fx-swap:hover { background: rgba(255,255,255,.2); }

.fx-result {
	display: flex; align-items: center; justify-content: space-between; gap: 16px;
	margin: 10px 4px 4px; border-radius: 16px; padding: 14px 20px;
	background: linear-gradient(135deg, rgba(76,93,179,.22), rgba(41,56,121,.10));
	border: 1px solid rgba(120,140,220,.28);
}
.fx-result__main { display: flex; flex-direction: column; gap: 2px; }
.fx-result__label { font-size: 11.5px; color: #9AA1C9; }
.fx-result__value { display: flex; align-items: center; gap: 12px; font-size: 22px; font-weight: 800; color: #fff; letter-spacing: -.01em; text-shadow: 0 2px 14px rgba(120,140,220,.45); }
.fx-result__meta { text-align: right; display: flex; flex-direction: column; gap: 2px; }
.fx-result__rate { font-size: 13px; color: #C6CBEA; font-weight: 600; }
.fx-result__spread { font-size: 11.5px; color: #7E85B3; }

.rate-chips { display: flex; flex-wrap: wrap; justify-content: center; gap: 10px; margin-top: 34px; width: 100%; }
.rate-chip {
	display: flex; align-items: center; gap: 9px; background: #fff; border: 1px solid var(--line);
	border-radius: 12px; padding: 8px 14px; box-shadow: 0 8px 16px -12px rgba(18,23,58,.15);
}
.rate-chip__nom { font-size: 13px; font-weight: 700; color: var(--ink); }
.rate-chip__sell { font-size: 13px; font-weight: 600; color: var(--muted); }
.rate-chip__arrow { font-size: 12px; font-weight: 700; }
.rate-chip--skeleton { width: 118px; height: 37px; border-color: transparent; background: linear-gradient(90deg,#ececf4,#f6f7fb,#ececf4); background-size: 200% 100%; animation: shimmer 1.3s linear infinite; box-shadow: none; }
@keyframes shimmer { to { background-position: -200% 0; } }

.convert__source { margin: 16px 0 0; font-size: 12px; color: var(--muted-3); text-align: center; }

.flag { border-radius: 4px; border: 1px solid rgba(127,133,179,.35); object-fit: cover; flex-shrink: 0; }

/* =========================================================
   Promo image cards
   ========================================================= */
.promos { padding: 40px 0 24px; }
/* services carousel */
.svc-carousel { position: relative; }
.svc-track {
	display: flex; gap: 18px; overflow-x: auto; scroll-snap-type: x mandatory; scroll-behavior: smooth;
	padding: 4px 2px 8px; -webkit-overflow-scrolling: touch; scrollbar-width: none;
}
.svc-track::-webkit-scrollbar { display: none; }
.svc-track .promo-card { flex: 0 0 calc((100% - 36px) / 3); scroll-snap-align: start; }
.svc-nav {
	position: absolute; top: 45%; transform: translateY(-50%); z-index: 6;
	width: 46px; height: 46px; border-radius: 50%; border: none; cursor: pointer;
	background: #fff; color: #12173A; font-size: 26px; line-height: 1; font-weight: 700;
	display: flex; align-items: center; justify-content: center;
	box-shadow: 0 14px 34px -10px rgba(18,23,58,.5); transition: background .2s, color .2s, transform .2s;
}
.svc-nav:hover { background: #12173A; color: var(--gold-bright); }
.svc-nav--prev { left: -14px; }
.svc-nav--next { right: -14px; }
.svc-dots { display: flex; justify-content: center; gap: 8px; margin-top: 20px; }
.svc-dots button { width: 9px; height: 9px; padding: 0; border: none; border-radius: 50%; background: rgba(18,23,58,.22); cursor: pointer; transition: background .2s, width .2s; }
.svc-dots button.is-active { background: #2D3C89; width: 24px; border-radius: 5px; }
.promo-card {
	position: relative; min-height: 400px; border-radius: 20px; overflow: hidden; isolation: isolate;
	display: flex; border: 1px solid rgba(255,255,255,.07);
	box-shadow: 0 30px 60px -34px rgba(18,23,58,.5); transition: transform .35s var(--ease), box-shadow .35s var(--ease);
}
.promo-card:hover { transform: translateY(-5px); box-shadow: 0 44px 74px -34px rgba(18,23,58,.6); }
.promo-card__bg {
	position: absolute; inset: 0; z-index: 0; background-size: cover; background-position: center; background-repeat: no-repeat;
	transform: scale(1.03); transition: transform .6s var(--ease);
}
.promo-card:hover .promo-card__bg { transform: scale(1.1); }
.promo-card__ov {
	position: absolute; inset: 0; z-index: 1;
	background:
		linear-gradient(to top, rgba(8,11,32,.95) 4%, rgba(8,11,32,.66) 38%, rgba(8,11,32,.20) 74%, rgba(8,11,32,.34) 100%),
		radial-gradient(130% 55% at 50% 118%, rgba(41,56,121,.6), transparent 62%);
}
.promo-card__body { position: relative; z-index: 2; margin-top: auto; width: 100%; padding: 24px 18px 26px; text-align: center; color: #fff; }
.promo-card__title { font-size: 19px; font-weight: 800; letter-spacing: .01em; color: var(--gold-bright); margin: 0; text-shadow: 0 2px 14px rgba(0,0,0,.55); }
.promo-card__rule { display: block; width: 40px; height: 6px; margin: 12px auto 13px; border-top: 2px solid var(--gold); border-bottom: 2px solid var(--gold); opacity: .92; }
.promo-card__text { font-size: 13px; line-height: 1.6; color: rgba(255,255,255,.9); max-width: none; margin: 0 auto; text-shadow: 0 1px 8px rgba(0,0,0,.45); }

/* =========================================================
   Rates table
   ========================================================= */
.rates { padding: 84px 0 40px; }
.rates__head { text-align: center; margin-bottom: 24px; }
.rates__note { font-size: 13px; color: var(--muted-2); margin: 10px 0 0; text-align: center; }
.rates__table { background: #fff; border: 1px solid var(--line); border-radius: 24px; padding: 10px 28px; box-shadow: var(--shadow-card); }
.rates__cols, .rates__row { display: grid; grid-template-columns: 2.2fr 1fr 1.1fr 1.1fr; gap: 0 20px; align-items: center; }
.rates__cols { padding: 16px 0 12px; font-size: 11px; letter-spacing: .16em; text-transform: uppercase; color: var(--muted-3); border-bottom: 1px solid var(--line-2); }
.rates__row { padding: 14px 0; border-bottom: 1px solid var(--line-3); border-radius: 12px; transition: background .15s; }
.rates__row:hover { background: #F7F8FE; }
.rates__cur { display: flex; align-items: center; gap: 14px; }
.rates__cur-text { display: flex; flex-direction: column; }
.rates__code { font-weight: 700; font-size: 15.5px; }
.rates__name { font-size: 12.5px; color: var(--muted-2); }
.rates__nom { text-align: right; font-size: 14px; color: var(--muted); }
.rates__buy { text-align: right; font-size: 17px; font-weight: 700; color: var(--ink); }
.rates__sell { text-align: right; font-size: 17px; font-weight: 700; color: var(--blue); }
.rates__delta { text-align: right; }
.rates__delta span { display: inline-flex; align-items: center; gap: 4px; font-size: 12.5px; font-weight: 700; border-radius: 999px; padding: 4px 11px; }
.rates__row--skeleton { height: 44px; background: linear-gradient(90deg,#f2f3fa,#f9fafd,#f2f3fa); background-size: 200% 100%; animation: shimmer 1.3s linear infinite; border-radius: 12px; margin: 8px 0; }
.rates__spread { margin: 14px 0 12px; font-size: 12px; color: var(--muted-3); }

/* =========================================================
   Services
   ========================================================= */
.services { padding: 56px 0; }
.services__grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.service-card {
	background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: 26px 24px;
	display: flex; flex-direction: column; gap: 12px; transition: border-color .2s, box-shadow .2s, transform .2s;
}
.service-card:hover { border-color: rgba(41,56,121,.45); box-shadow: 0 20px 40px -24px rgba(18,23,58,.25); transform: translateY(-2px); }
.service-card__title { font-size: 18px; font-weight: 700; letter-spacing: -.01em; margin: 0; }
.service-card__text { font-size: 13.5px; line-height: 1.55; color: var(--muted); margin: 0; }
/* photo variant */
.service-card--photo { padding: 0; overflow: hidden; }
.service-card__media {
	display: block; width: 100%; height: 168px;
	background-color: #12173A; background-position: center; background-size: cover; background-repeat: no-repeat;
}
.service-card__body { padding: 20px 22px 24px; display: flex; flex-direction: column; gap: 10px; }

/* =========================================================
   Steps
   ========================================================= */
.steps { padding: 16px 0 84px; }
.steps__card {
	background: radial-gradient(600px 300px at 90% -20%, rgba(76,93,179,.32), transparent 70%), var(--dark);
	border-radius: 28px; padding: 56px; display: grid; grid-template-columns: repeat(3, 1fr); gap: 44px;
}
.step__num {
	font-size: 40px; font-weight: 800; line-height: 1;
	background: linear-gradient(180deg, #fff, var(--blue-2)); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent;
}
.step__title { font-size: 19px; font-weight: 700; color: #EEF0FF; margin: 16px 0 8px; }
.step__text { margin: 0; font-size: 14px; line-height: 1.6; color: #9AA1C9; }

/* =========================================================
   Footer
   ========================================================= */
.site-footer { background: var(--dark-2); }
.site-footer__grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 40px; padding: 60px 32px 24px; }
.footer-links { list-style: none; margin: 0; padding: 0; }
.footer-links li { margin-bottom: 10px; }
.footer-links a { font-size: 14.5px; color: #9AA1C9; transition: color .18s; }
.footer-links a:hover { color: #fff; }
.footer-brand { display: flex; align-items: center; gap: 12px; margin-bottom: 16px; }
.footer-brand__badge { display: inline-flex; align-items: center; justify-content: center; background: #fff; border-radius: 12px; padding: 8px 14px; }
.footer-brand__badge img { height: 44px; width: auto; max-width: 200px; object-fit: contain; }
.footer-brand__badge--text { background: linear-gradient(135deg, #2B3B7E, #141A45); color: var(--gold); font-weight: 800; }
.footer-brand__text { display: flex; flex-direction: column; gap: 1px; }
.footer-brand__name { font-weight: 700; font-size: 18px; color: #EEF0FF; }
.footer-brand__sub { font-size: 9.5px; letter-spacing: .3em; color: #8B93C4; text-transform: uppercase; }
.footer-about { font-size: 14px; line-height: 1.65; color: #9AA1C9; max-width: 320px; margin: 0; }
.footer-title { font-size: 11.5px; letter-spacing: .2em; text-transform: uppercase; color: var(--blue-2); font-weight: 700; margin: 0 0 14px; }
.footer-ico { width: 15px; height: 15px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; flex: none; }
.footer-addr { display: flex; align-items: flex-start; gap: 8px; font-size: 14.5px; line-height: 1.6; color: #EEF0FF; margin: 0 0 12px; }
.footer-addr .footer-ico { margin-top: 3px; color: var(--blue-2); }
.footer-hours { list-style: none; margin: 0; padding: 0; }
.footer-hours li { font-size: 14px; color: #9AA1C9; line-height: 1.7; }
.footer-phone { display: flex; align-items: center; gap: 8px; font-size: 15px; font-weight: 700; color: #fff; letter-spacing: -.01em; }
.footer-phone:hover { color: #fff; }
.footer-phone:hover .footer-ico, .footer-email:hover .footer-ico { color: var(--blue-2); }
.footer-phone + .footer-phone { margin-top: 8px; }
.footer-phone--sm { font-size: 15px; font-weight: 700; color: #fff; }
.footer-email { display: flex; align-items: center; gap: 8px; font-size: 14px; color: #9AA1C9; margin-top: 12px; }
.footer-email:hover { color: #fff; }
.footer-phone .footer-ico, .footer-email .footer-ico { color: var(--blue-2); }
.site-footer__bottom {
	padding: 18px 32px 26px; border-top: 1px solid rgba(255,255,255,.08);
	display: flex; justify-content: space-between; gap: 20px; font-size: 12px; color: #7E85B3;
}
.footer-credit { color: var(--gold-bright); font-weight: 700; transition: color .18s; }
.footer-credit:hover { color: #fff; }

/* =========================================================
   Modals (dark)
   ========================================================= */
.modal { position: fixed; inset: 0; z-index: 100; background: rgba(5,7,26,.7); backdrop-filter: blur(6px); display: flex; align-items: center; justify-content: center; padding: 32px; }
.modal[hidden] { display: none; }
.modal__overlay { position: absolute; inset: 0; }
.modal__dialog {
	position: relative; background: var(--dark-3); border: 1px solid rgba(255,255,255,.12); border-radius: 24px;
	max-width: 520px; width: 100%; max-height: 88vh; overflow: auto; padding: 32px 34px; color: #EEF0FF; box-shadow: 0 40px 80px -24px rgba(0,0,0,.8);
}
.modal__close {
	position: absolute; top: 16px; right: 16px; width: 34px; height: 34px; border-radius: 50%;
	border: 1px solid rgba(255,255,255,.12); background: rgba(255,255,255,.06); font-size: 15px; color: #AEB4DC; cursor: pointer; transition: background .2s, color .2s;
}
.modal__close:hover { color: #fff; background: rgba(255,255,255,.12); }
.modal__title { font-size: 22px; font-weight: 800; letter-spacing: -.01em; color: #fff; margin: 0; }
.modal__sub { margin: 6px 0 22px; font-size: 13.5px; color: #9AA1C9; }
.modal__grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }

.field { margin-bottom: 4px; }
.field + .field { margin-top: 18px; }
.modal__grid .field { margin: 0; }
.field > label { display: block; font-size: 11.5px; color: #9AA1C9; margin-bottom: 6px; }
.field input:not([type="range"]), .field select {
	width: 100%; background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.12); border-radius: 14px;
	padding: 10px 14px; color: #fff; font-family: inherit; font-size: 18px; font-weight: 700;
}
.field select {
	cursor: pointer; -webkit-appearance: none; -moz-appearance: none; appearance: none;
	padding-right: 34px;
	background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23AEB4DC' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
	background-repeat: no-repeat; background-position: right 14px center; background-size: 14px;
}
.field__hint { display: block; font-size: 12px; color: #8B93C4; margin-top: 6px; }
.field__rangehead { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 8px; }
.field__rangehead label { font-size: 11.5px; letter-spacing: .12em; text-transform: uppercase; color: #8B93C4; }
.field__rangeval { font-size: 19px; font-weight: 800; color: var(--blue-2); }
.field input[type="range"] { width: 100%; accent-color: var(--blue-2); }
.field__rangeminmax { display: flex; justify-content: space-between; font-size: 12px; color: #8B93C4; margin-top: 4px; }

.modal__result { margin: 18px 0; border-radius: 16px; padding: 16px 20px; display: flex; flex-direction: column; gap: 2px; border: 1px solid transparent; }
.modal__result span { font-size: 11.5px; }
.modal__result strong { font-size: 30px; font-weight: 800; letter-spacing: -.01em; }
.modal__result--gold { background: linear-gradient(135deg, rgba(138,109,53,.2), rgba(198,167,94,.13)); border-color: rgba(198,167,94,.3); }
.modal__result--gold span { color: var(--gold-soft); }
.modal__result--gold strong { color: var(--gold-bright); }
.modal__result--loan { background: linear-gradient(135deg, rgba(76,93,179,.28), rgba(41,56,121,.16)); border-color: rgba(120,140,220,.35); margin-bottom: 0; }
.modal__result--loan span { color: #AEB4DC; }
.modal__result--loan strong { color: #fff; }

.modal__table { border: 1px solid rgba(255,255,255,.1); border-radius: 14px; padding: 2px 18px 4px; }
.modal__table--breakdown { margin-top: 20px; padding: 4px 18px; }
.modal__table-head { display: grid; grid-template-columns: 1fr 1fr; gap: 0 16px; padding: 12px 0 8px; font-size: 10.5px; letter-spacing: .14em; text-transform: uppercase; color: #8B93C4; border-bottom: 1px solid rgba(255,255,255,.08); }
.modal__table-row { display: grid; grid-template-columns: 1fr 1fr; gap: 0 16px; padding: 10px 0; font-size: 14px; border-bottom: 1px solid rgba(255,255,255,.05); }
.modal__table-row:last-child { border-bottom: none; }
.modal__table-row span { color: #9AA1C9; }
.modal__table-row b { font-weight: 700; color: #EEF0FF; }
.modal__table-row .is-gold { color: var(--gold-soft); }
.modal__table--breakdown .modal__table-row { display: flex; justify-content: space-between; }
/* wide dialog + amortization schedule */
.modal__dialog--wide { max-width: 680px; }
.loan-calc-bar { display: flex; align-items: center; justify-content: space-between; gap: 16px; margin-top: 18px; flex-wrap: wrap; }
.loan-calc-btn {
	padding: 12px 30px; border: none; border-radius: 11px; cursor: pointer;
	background: linear-gradient(135deg, #F6921E, #E86A0C); color: #fff; font-weight: 800; font-size: 15px;
	letter-spacing: .01em; transition: transform .15s, box-shadow .2s, filter .2s; box-shadow: 0 12px 26px -12px rgba(232,106,12,.7);
}
.loan-calc-btn:hover { transform: translateY(-1px); filter: brightness(1.06); box-shadow: 0 16px 32px -12px rgba(232,106,12,.8); }
.loan-calc-btn:active { transform: translateY(0); }
.loan-ccy { display: flex; align-items: center; gap: 10px; }
.loan-ccy label { font-size: 13px; color: #9AA1C9; font-weight: 600; }
.loan-ccy select {
	height: 42px; min-width: 150px; padding: 0 12px; border-radius: 11px; cursor: pointer;
	background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.16); color: #EEF0FF; font-size: 14px;
}
.loan-ccy select:focus { outline: none; border-color: var(--gold); }
.loan-ccy select option { color: #12173A; }
.amort { margin-top: 20px; border: 1px solid rgba(255,255,255,.1); border-radius: 14px; overflow: hidden; }
.amort__head, .amort__row { display: grid; grid-template-columns: .5fr 1.1fr 1fr 1fr 1fr 1fr; gap: 0 10px; padding: 9px 14px; font-size: 12.5px; align-items: center; }
.amort__head { font-size: 10.5px; letter-spacing: .08em; text-transform: uppercase; color: #8B93C4; background: rgba(255,255,255,.04); border-bottom: 1px solid rgba(255,255,255,.08); }
.amort__body { max-height: 320px; overflow-y: auto; }
.amort__row { border-bottom: 1px solid rgba(255,255,255,.05); color: #C7CCEC; }
.amort__row span:first-child { color: #8B93C4; }
.amort__row .ta-r { color: #EEF0FF; }
.amort__row--total { background: rgba(198,167,94,.12); color: var(--gold-soft); font-weight: 700; border-bottom: none; }
.amort__row--total .ta-r { color: var(--gold-bright); }
.modal__fine { margin: 16px 0 0; font-size: 12px; color: #8B93C4; line-height: 1.6; }

/* =========================================================
   Inner pages (About / Contact)
   ========================================================= */
.page-hero {
	background: radial-gradient(620px 300px at 85% -25%, rgba(76,93,179,.45), transparent 70%), var(--dark);
	color: #fff; padding: 66px 0 58px; text-align: center; border-bottom: 1px solid #1E2650;
}
.page-hero__eyebrow { display: block; font-size: 12.5px; font-weight: 700; letter-spacing: .2em; text-transform: uppercase; color: var(--gold-bright); margin-bottom: 12px; }
.page-hero__title { font-size: 38px; font-weight: 800; letter-spacing: -.02em; color: #fff; margin: 0 auto; max-width: 800px; }
.page-hero__sub { font-size: 16px; color: rgba(255,255,255,.78); margin: 12px auto 0; max-width: 620px; }

.page-section { padding: 56px 0; }
.page-section--soft { background: #EEF0FA; }
.page-prose { max-width: 820px; margin: 0 auto; }
.page-prose--top { margin-top: 40px; }
.page-prose p { font-size: 16px; line-height: 1.85; color: var(--muted); margin: 0 0 18px; }

.about-split { display: grid; grid-template-columns: 1fr 1fr; gap: 50px; align-items: center; }
.about-split__text .section-title { margin: 8px 0 18px; font-size: 32px; }
.about-split__text p { font-size: 16px; line-height: 1.85; color: var(--muted); margin: 0 0 16px; }
.about-split__media img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; border-radius: 22px; box-shadow: var(--shadow-card); }

.facts { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.fact { background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: 28px 22px; text-align: center; box-shadow: var(--shadow-card); }
.fact__num { display: block; font-size: 32px; font-weight: 800; letter-spacing: -.02em; color: var(--blue); }
.fact__label { display: block; font-size: 13.5px; color: var(--muted); margin-top: 6px; }

.contact-layout { display: grid; grid-template-columns: 1fr 1.05fr; gap: 26px; align-items: stretch; }
.contact-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.contact-card { background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: 24px 22px; transition: border-color .2s, box-shadow .2s, transform .2s; }
.contact-card:hover { border-color: rgba(41,56,121,.4); box-shadow: 0 20px 40px -24px rgba(18,23,58,.25); transform: translateY(-2px); }
.contact-card__ico { width: 48px; height: 48px; display: inline-flex; align-items: center; justify-content: center; border-radius: 14px; background: linear-gradient(135deg, #141A45, var(--blue)); color: var(--gold-bright); margin-bottom: 14px; }
.contact-card__ico svg { width: 22px; height: 22px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.contact-card__title { font-size: 16px; font-weight: 700; margin: 0 0 6px; }
.contact-card__text { font-size: 14.5px; line-height: 1.7; color: var(--muted); margin: 0; }
.contact-card__text a { color: var(--blue); font-weight: 600; }
.contact-map { border-radius: 20px; overflow: hidden; border: 1px solid var(--line); box-shadow: var(--shadow-card); min-height: 420px; }
.contact-map iframe { width: 100%; height: 100%; min-height: 420px; border: 0; display: block; }

.page-cta { padding: 20px 0 72px; }
.page-cta__inner {
	background: linear-gradient(135deg, #EEF0FA, #E4E8F7);
	border: 1px solid var(--line); border-radius: 24px; padding: 36px 40px;
	display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap;
}
.page-cta__title { font-size: 24px; margin: 0; }
.page-cta__sub { font-size: 14.5px; color: var(--muted); margin: 6px 0 0; }
.page-cta__actions { display: flex; gap: 12px; flex-wrap: wrap; }
.btn--lg { padding: 14px 26px; font-size: 15px; }
.btn--ghost-dark { background: transparent; border-color: var(--blue); color: var(--blue); }
.btn--ghost-dark:hover { background: var(--blue); color: #fff; }

/* =========================================================
   Responsive
   ========================================================= */
@media (max-width: 960px) {
	.svc-track .promo-card { flex-basis: calc((100% - 18px) / 2); }
	.promo-card { min-height: 360px; }
	.steps__card { grid-template-columns: 1fr; gap: 28px; padding: 40px 32px; }
	.rates__cols, .rates__row { grid-template-columns: 1.8fr .8fr 1fr 1fr; }
	.site-footer__grid { grid-template-columns: 1fr 1fr; }
	.footer-col--brand { grid-column: 1 / -1; }
}

@media (max-width: 780px) {
	.main-nav, .header-phone { display: none; }
	.hamburger { display: block; }
	.banner__slide { grid-template-columns: 1fr; padding: 40px 32px 56px; min-height: 0; gap: 28px; }
	.banner__title { font-size: 32px; }
	.banner__aside { justify-content: flex-start; }
	.fx-row { grid-template-columns: 1fr 1fr; }
	.fx-swap { grid-column: 1 / -1; justify-self: center; }
	.fx-result { flex-direction: column; align-items: flex-start; }
	.fx-result__meta { text-align: left; }
	.rates__note { text-align: center; }
	.contact-layout { grid-template-columns: 1fr; }
	.about-split { grid-template-columns: 1fr; gap: 30px; }
	.about-split__media { order: -1; }
	.facts { grid-template-columns: repeat(2, 1fr); }
	.page-hero__title { font-size: 30px; }
	.page-cta__inner { flex-direction: column; align-items: flex-start; }
}

@media (max-width: 560px) {
	.container, .site-header__inner, .site-footer__grid, .site-footer__bottom { padding-left: 20px; padding-right: 20px; }
	.section-title { font-size: 26px; }
	.svc-track .promo-card { flex-basis: 84%; }
	.svc-nav { display: none; }
	.site-footer__grid { grid-template-columns: 1fr; }
	.site-footer__bottom { flex-direction: column; gap: 8px; }
	.rates__cols, .rates__row { grid-template-columns: 1.6fr 1fr 1fr; }
	.rates__cols span:nth-child(2), .rates__nom { display: none; }
	.modal__grid { grid-template-columns: 1fr; }
	.amort__head, .amort__row { grid-template-columns: .5fr 1fr 1fr 1fr 1fr; font-size: 11.5px; padding: 8px 10px; }
	.amort__head span:nth-child(2), .amort__row span:nth-child(2) { display: none; }
	.banner__nav { display: none; }
	.contact-cards { grid-template-columns: 1fr; }
	.facts { grid-template-columns: 1fr 1fr; }
}